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Credit Boost Lite Plan

₹ 7,999/- + GST

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Single Bureau Report Analysis

Root Cause Identification

Dispute Filing & Follow-up

Basic Credit Education

Daily WhatsApp Updates

30–45 Days Timeline

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Credit Boost Pro Plan

₹ 9,999/- + GST

Everything in Lite Plan

Multi-Bureau Escalations

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Advanced Credit Strategy

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Our Promise: If your credit score does not improve or your disputes are not resolved with visible changes in your credit report from the initial time, we offer a full refund as per our Refund Policy.

Your trust is our priority.

Refund Policy – Credit Experts

We stand by our promise — if Credit Experts do not deliver as committed, you deserve your money back.

Refund Eligibility Conditions:

✔ The customer must have made all required payments in full to Credit Experts.
✔ The customer must have provided all necessary documents and information requested by the Credit Experts team on time.
✔ The customer must have fully cooperated with all bank calls, mail communications, and credit bureau escalations during the service period.
✔ The customer must clear any dues or pending amounts with banks if required — even if Credit Experts negotiate with banks on their behalf — because without paying back dues, credit score improvement cannot be guaranteed.
✔ The refund applies only if there is no improvement in the credit score or no change/dispute resolution is reflected in the credit report within the committed timeframe (30–45 days).
✔ The customer must share their updated credit report at the end of the service duration for verification.

Refund Exclusions:

❌ No refund if the customer fails to pay required dues/settlements to banks even after negotiations or instructions from Credit Experts.
❌ No refund if the customer fails to provide required documents or delays any part of the process.
❌ No refund if false or hidden information is provided by the customer.
❌ No refund if negative factors arise due to new missed payments, new defaults, or additional liabilities during the service period.
❌ No refund if the customer withdraws midway without allowing Credit Experts to complete the full process, including calls, mailing, escalations, or negotiations.

Refund Process:

Approved refunds will be processed within 7–10 working days to the original payment method.
All refund requests must be made in writing to support@creditexperts.in with proof (updated credit report).

Credit Experts - Achievements

What We’ve Achieved So Far

Till now, we’ve helped thousands clear their credit reports and unlock approvals for loans and more.

Auto Loans Approved

Housing Loans Approved

Personal Loans Approved

Refinancing Approved

Frequently Asked Questions

Clear answers about our credit improvement services — transparent, legal, and result-driven.

What does the plan price include? +

Every plan covers a full credit report review, custom dispute strategies, continuous credit score tracking, and dedicated support from our experts — no hidden costs.

Does Credit Experts guarantee results for the amount I pay? +

While no one can promise exact credit score numbers, Credit Experts guarantees honest work: we resolve genuine errors, handle bureau disputes, and give you clear steps to boost your score.

Can my credit score be cleared without paying my bank dues? +

No — any genuine credit score improvement requires clearing your actual pending dues. If someone promises to clear your credit score without paying your banks, it’s a scam. Credit Experts always follows the right, legal process.

Is it true that some people can fix my score without clearing my dues? +

No — your pending dues must be paid and properly updated in your credit report. Anyone claiming they can “wipe your report clean” without payment is misleading you. Credit Experts guides you to clear dues, close accounts properly, and ensure your credit score reflects it.

How many days does it take to clear my credit score issues? +

Most credit score improvements with Credit Experts are completed within 30 to 45 days, depending on your report and pending dues. Complex cases may take a bit longer — but we guide you at every step to get faster results.

Do I need to send emails or make calls during the process? +

Yes — your cooperation is important. We handle the strategy, paperwork, and dispute filing, but you may need to send emails, answer calls from banks, or share extra documents if needed. This ensures your pending dues are cleared correctly and your credit score updates without delays.

How does Credit Experts help me during this? +

We guide you with ready email drafts, exact instructions for calls, and handle follow-ups with banks and bureaus. Our team stays connected with you until your credit score is fixed — but your prompt response helps us get it done on time.

Talk to Experts Now

Customer Profile

Name: Vinod Shetty
Location: Bangalore, Karnataka
Initial Credit Score: 586

Issues / Errors in Credit Report:

HDFC Bank Credit Card: ₹1,20,000 marked written-off — actually settled.
ICICI Personal Loan: ₹2,40,000 showing suit filed — settled.
Axis Bank Auto Loan: ₹1,80,000 showing overdue — cleared in 2020.

Actions Taken:

HDFC Bank:
– Collected old settlement letter & receipt.
– Complaint filed at branch & by email.
– Escalated to Nodal Officer, raised dispute.
– Followed up every 3 days until updated.

ICICI Bank:
– Found original NOC.
– Complaint to Loan Manager & Recovery Desk.
– Escalated to Zonal Head, then RBI Ombudsman.
– Verified update on credit report.

Axis Bank:
– Final closure letter from files.
– Branch visit, service request logged.
– Reminder email & follow-up to regional desk.
– Verified overdue cleared.

Final:

Final Credit Score: 758
Days Taken: 42 days
Outcome: Approved for home loan from SBI with lowest slab rate.

Success Story by Credit Experts
Mr. Vinod Shetty’s credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.

📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.

Customer Profile

Name: Aarti Nair
Location: Chennai, Tamil Nadu
Initial Credit Score: 605

Issues / Errors in Credit Report:

Axis Bank Credit Card: ₹75,000 settled — still overdue.
SBI Personal Loan: ₹95,000 repaid — marked active.
HDFC Gold Loan: ₹55,000 closed — not updated.

Actions Taken:

Axis Bank:
– Found settlement letter & statement.
– Complaint online & dropbox.
– Escalated to Nodal Officer.
– Raised credit report dispute.

SBI Loan:
– Final repayment slip collected.
– Branch request for new NOC.
– Loan desk backend update.
– Verified status.

HDFC Gold Loan:
– Pledge closure letter.
– Branch Service Desk correction
– Call with loan manager.
– Status corrected.

Final:

Final Credit Score: 754
Days Taken: 38 days
Outcome: Top-up personal loan from HDFC with lower ROI.

Success Story by Credit Experts
Ms. Aarti Nair, credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.

📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.

Customer Profile:

Name: Meera Iyer
Location: Coimbatore, Tamil Nadu
Initial Credit Score: 609

Issues / Errors in Credit Report:

SBI Personal Loan: ₹85,000 overdue — paid.
Kotak Gold Loan: ₹40,000 active — gold released.
PAN Mismatch: old PAN spelling created duplicate entry.

Actions Taken:

SBI Loan:
– Closure letter from passbook.
– Written complaint at branch loan desk.
– Loan officer backend update.
– Verified overdue cleared.

Kotak Gold Loan:
– Gold release slip.
– Branch correction request.
– Email to loan team with KYC.
– Status closed.

PAN Mismatch:
– Latest PAN & Aadhaar copy.
– KYC correction form to bureau.
– Duplicate merged.
– PAN mapped correctly.

Final:

Final Credit Score: 754
Days Taken: 39 days
Outcome: Housing loan approved from Kotak with quick disbursal.

Success Story by Credit Experts
Ms. Meera Iyer, credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.

📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.

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Customer Profile:

Name: Ramesh Gowda
Location: Mysore, Karnataka
Initial Credit Score: 589

Issues / Errors in Credit Report:

Kotak Mahindra Auto Loan: ₹3,50,000 closed — EMI bounce remark showing.
ICICI Home Loan: ₹5,00,000 showing overdue — paid off in 2020.

Actions Taken:

➡️ Kotak Mahindra:
– EMI clearance from passbook & statement.
– Branch visit, complaint filed.
– Nodal Officer email with proof.
– Dispute raised, remark removed.

➡️ ICICI Bank:
– Old closure letter found.
– Home Loan Desk complaint, docs submitted.
– Escalated to Regional Manager.
– Dispute with bureau, status cleared.

Final:

Final Credit Score: 752
Days Taken: 40 days
Outcome: Approved for new car loan from Kotak at reduced EMI.

Customer Profile:

Name: Pooja Shah
Location: Pune, Maharashtra
Initial Credit Score: 601

Issues / Errors in Credit Report:

HDFC Personal Loan: ₹1,00,000 duplicate entry — one shows overdue.
Bajaj Finserv Loan: ₹65,000 written-off — paid.
SBI Credit Card: ₹30,000 closed — minimum due showing.

Actions Taken:

➡️ HDFC Bank:
– Closure letter & receipt.
– Branch Service Desk update request.
– Nodal Office email.
– Monitored till fixed.

➡️ Bajaj Finserv:
– Final statement & mail.
– Ticket via portal + branch visit.
– Escalated to HO.
– Written-off corrected.

➡️ SBI Card:
– Zero due statement.
– Service request on app.
– Card Support call follow-up.
– Dispute, minimum due cleared.

Dispute Resolution

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Customer Profile

Issues / Errors in Credit Report:

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Final Credit Score: 752
Days Taken: 40 days
Outcome: Approved for new car loan from Kotak at reduced EMI.

Customer Profile:

Issues / Errors in Credit Report:

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Final:

Final Credit Score: 755
Days Taken: 37 days
Outcome: Got education loan from SBI with student rate.

Dispute Resolution

Pan-India Support

ISO 9001:2015 Certified

RBI Compliant Process

What We’ve Achieved So Far

Frequently Asked Questions

Customer Profile

Issues / Errors in Credit Report:

Actions Taken:

Final:

Customer Profile

Actions Taken:

Final:

Customer Profile:

Issues / Errors in Credit Report:

Actions Taken:

Final:

Customer Profile:

Issues / Errors in Credit Report:

Actions Taken:

Final:

Final Credit Score: 752 Days Taken: 40 days Outcome: Approved for new car loan from Kotak at reduced EMI.

Customer Profile:

Issues / Errors in Credit Report:

Actions Taken:

Final:

Final Credit Score: 755 Days Taken: 37 days Outcome: Got education loan from SBI with student rate.

Final Credit Score: 752
Days Taken: 40 days
Outcome: Approved for new car loan from Kotak at reduced EMI.

Final Credit Score: 755
Days Taken: 37 days
Outcome: Got education loan from SBI with student rate.